4619 Hawkes Bay in Sailview – Open Today 1-4 PM

$525,000 with Deed Boat Slip Behind the Home!

7372 Sedgebrook Drive West – Open Sunday 1-4 PM

$245,000 - Immaculate!

7175 Windy Oaks Drive on a Large Lot with Unfinished Basement!

$323,302 in Windy Oaks

7260 Aldwych – Full Brick Two Story with Basement

$253,900 in Windsor Forest

135 Micah Lane in Amity Creek on Acreage

$338,100 in Amity Creek!

Time is ticking away!  Low, Low Interest Rates and Great Prices!

The View from Lighthouse Point at Unity Church Road in Denver, NC

The Cows in a Winter Field

Red Barns

Denver at Dusk

Westport Baptist Church at Westport on Hwy 16 in Denver, NC

Coldwell Banker United in Denver, NC on Hwy 16 at Night

Here is some information that I found about Hesed House online. Their website is http://www.hesed-lincoln.org.

“Lincoln County Facts on Homelessness:

■In the 2007/2008 school year, 59 children in Lincoln County were classified as homeless
■Homelessness in Lincoln County has at least doubled from 2006 to 2008
■Make-shift shelters in the woods are increasingly found by police

On January 1, 2008, the Lincoln County community came together in a remarkable way to open the county’s first roving shelter for individuals with no home to protect them from cold weather. Over 100 area churches, community organizations and individuals gave their time, money and food to house a total of 29 individuals, the youngest of whom was six years old.

Our organization, still in its infancy today, has the vision to become a strong, viable charity that reflects the great spirit of hope and generosity that binds our community. Our goal is to give shelter to those in need, lifting individuals up out of poverty and into self-sustained, healthy living whenever possible. Raising the funds and volunteer support to build a permanent shelter is the first major step.

Fundraising progress for construction of the new permanent shelter. So far, $110,000 has been raised! We need your help to make it possible to break ground in 2009!

An intake process helps to make sure our shelter is a safe place for people of all ages. Shelter guests must be alcohol and drug free. Community wellness programs support individuals in turning their lives in a positive direction so that they may eventually become independent.

Hesed House of Hope is currently run entirely by volunteers. To organize, provide intake, feed, shelter and supervise guests for one week, an average of 77 volunteers are required. Volunteer support is the beating heart inside our efforts to shelter those with no home.”

This all started with an e-mail I recieved throught the Licoln County Board of Realtors…
“As volunteer coordinator for Hesed House, I’m asking for volunteers. We’re starting up as of January 8th and plan to go until March 31. We need help in two main catagories:

– Intake, which is where we screen clients for drugs, alcohol, and criminal records. Everybody has to be clean and sober to be in our shelter. Intake training will occur January 4 and 5 at the Citizens Center at 7 p.m. Attending either night is sufficient.

–Staying overnight at the shelter. The Fire Department has asked us to let them give us training in fire safety and CPR January 4 and 5 at 7 p.m. at the downtown Fire Station, downstairs in their training room. Again, only one night is necessary.

Our schedule is for intake to go from 5:30 – 6:15 each night, 7 days a week. The clients are then taken to the place where they are to sleep. They are fed a hot meal, watch a little TV, then go to sleep. They awake at around 6 a.m., eat breakfast, then are transported from the facility before 7 a.m.

Our center could never operate without volunteers. They make everything work for the homeless, so I hope you will sent folks an e-mail asking them for help. We’ve had our difficulties getting started this year, but this bad weather really underscores the need.”

Please note that you must act quickly to be a volunteer. Good work Hesed House!

Good News for First Time Home Buyers! 

Colonial Heights is A Great Established Neighborhood in Lincolnton off Shuford Road for First Time Home Buyers

RISMEDIA reports…First-time home buyers who would otherwise qualify for the $8,000 tax credit, but don’t have the money for a down payment or closing fees, may now be able to get a loan to help cover those upfront costs.

The U.S. Department of Housing and Urban Development (HUD) announced on May 29 that the Federal Housing Administration (FHA) will allow state housing finance agencies to provide second mortgages “monetizing” the tax credit so that borrowers can use the funds toward their down payments and closing costs for the purchase of homes with FHA-insured mortgage loans.

“This is great news for thousands of families who want to take advantage of today’s low interest rates, competitive prices, great selection and the federal tax credit that is only available until Nov. 30, but could not save enough money for a down payment and closing costs,” said National Association of Home Builders Chairman Joe Robson, a home builder from Tulsa, Okla.

HUD also announced that FHA-approved lenders may purchase the tax credit from the home buyer in advance, so that the home buyer can use the funds for closing costs or to make a down payment in addition to the 3.5% minimum. Home buyers who go directly to FHA-approved lenders will still need to come up with the 3.5% minimum down payment that is required for an FHA-insured loan.

Home buyers previously would be able to use the funds from the tax credit only after filing their federal tax returns and had to come up with the pre-purchase costs on their own.

NAHB estimates that 40,000 more homes will be purchased due to the new FHA monetization program, in addition to the 160,000 sales already expected as a result of the tax credit.

The National Council of State Housing Agencies has a list of states offering first time home buyer tax credit loan programs on their website, www.ncsha.org.

This data would include all of the Multiple Listing Services Area, such as Lincoln County, Catawba County, Mecklenburg County, Iredell County, Gaston County and a few more.

Pending Contracts:  April 2008 – 2,992    /    April 2009 – 2,269

New Listings:  April 2008 – 6,583    /    April 2009 – 5,050

Closed Homes Reported:  March 2008 - 2,659    /    March 2009 – 1,671

Mortgage Rates:  April 2008 – 6.03%    /    April 2009 – 4.78%

To See the Exact Information Provided by CMLS, Please CLICK HERE.

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Lincoln County Home Sales Statistics

I decided to take this a step further and look at the stats on our side of the Lake, so take a look at these.

Number of Homes Currently on the Market in Lincoln County:  821 Homes

Number of Homes Currently on the Market in Denver Only:  421 Homes

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7196 Catawba Springs Road - Listed at $135,000 - Available Immediately!

Denver Only Homes $1 – $150,000 Currently on the Market – Total – 30

Number of Homes $1 – $150,000 Currently Under Contract – Total – 6

Number of Homes $1 – $150,000 Sold Since 4/1/2009 – Total – 4

There is 6 Months of Inventory at the Rate these Homes are Selling Currently.

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1978 Clarence Chase lane - Listed at $249,900 - Available Immediately!

Denver Only Homes $150,000 – $250,000 Currently on the Market – Total – 54

Number of Homes $150,000 – $250,000 Currently Under Contract – Total – 13

Number of Homes $150,000 – $250,000 Sold Since 3/7/2009 – Total – 11

There is 4.5 Months of Inventory at the Rate these Homes are Selling Currently.

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7257 Drury Lane - Listed At $340,000 - Available Immediately!

Denver Only Homes $250,000 – $350,000 Currently on the Market – Total – 61

Number of Homes $250,000 – $350,000 Currently Under Contract – Total – 0

Number of Homes $250,000 – $350,000 Sold Since 3/7/2009 – Total – 5

There is 24.4 Months of Inventory at the Rate these Homes are Selling Currently.

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4050 Marydel Lane - Listed at $359,900 - Available Immediately!

Denver Only Homes $350,000 – $450,000 Currently on the Market – Total – 35

Number of Homes $350,000 – $450,000 Currently Under Contract – Total – 7

Number of Homes $350,000 – $450,000 Sold Since 3/7/2009 – Total – 7

There is 5 Months of Inventory at the Rate these Homes are Selling Currently.

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4189 Bordeaux Drive - Listed at $439,900 - Available Immediately!

Denver Only Homes $450,000 – $550,000 Currently on the Market – Total – 45

Number of Homes $450,000 – $550,000 Currently Under Contract – Total – 2

Number of Homes $450,000 – $550,000 Sold Since 3/7/2009 – Total – 2

There is 22.5 Months of Inventory at the Rate these Homes are Selling Currently.

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264 Thistle Glen Court - Listed at $649,900

Denver Only Homes $550,000 – $650,000 Currently on the Market – Total – 48

Number of Homes $550,000 – $650,000 Currently Under Contract – Total – 3

Number of Homes $550,000 – $650,000 Sold Since 3/7/2009 – Total – 1

There is 24 Months of Inventory at the Rate these Homes are Selling Currently.

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3642 Lakeshore Road South - Listed at $699,900 - Available Immediately!

Denver Only Homes $650,000 – $750,000 Currently on the Market – Total – 28

Number of Homes $650,000 – $750,000 Currently Under Contract – Total – 1

Number of Homes $650,000 – $750,000 Sold Since 3/7/2009 – Total – 1

There is 28 Months of Inventory at the Rate these Homes are Selling Currently.

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3746 George Court - Listed at $799,900

Denver Only Homes $750,000 – $850,000 Currently on the Market – Total – 23

Number of Homes $750,000 – $850,000 Currently Under Contract – Total – 0

Number of Homes $750,000 – $850,000 Sold Since 3/7/2009 – Total – 0

We are Unable to Calculate the Months of Inventory in this Price Range with No Solds.

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8011 Blue Water Court - Listed at $849,900

Denver Only Homes $850,000 – $950,000 Currently on the Market – Total – 12

Number of Homes $850,000 – $950,000 Currently Under Contract – Total – 2

Number of Homes $850,000 – $950,000 Sold Since 3/7/2009 – Total – 0

There is 12 Months of Inventory at the Rate these Homes are Selling Currently.

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Denver Only Homes $950,000 – $1,050,000 Currently on the Market – Total – 9

Number of Homes $950,000 – $1,050,000Currently Under Contract – Total – 0

Number of Homes $950,000 – $1,050,000Sold Since 3/7/2009 – Total – 1

There is 18 Months of Inventory at the Rate these Homes are Selling Currently.

1070 Shoreline Drive - Listed at $1,750,000

Number of Homes $1,050,000 and Above Currently Under Contract – Total – 0

Number of Homes $1,050,000 and Above Sold Since 3/7/2009 – Total – 0

We are Unable to Calculate the Months of Inventory in this Price Range with No Solds.

Number of Lots Currently  Under Contract – Total – 7

Number of Lots Sold Since 3/7/2009 – Total – 11

There is 123.3 Months of Inventory at the Rate these Homes are Selling Currently.

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Lot 15 Halyard in Norman Pointe - Listed at $109,900 - Available Immediately!

Number of Lots Currently on the Market in Denver Only:  572 Lots

Number of Lots Currently  Under Contract in Denver Only – Total – 3

Number of Lots Sold in Denver Since 3/7/2009 – Total – 7

There is 114.4 Months of Inventory at the Rate these Lots are Selling Currently.

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7936 Mariners Pointe Lane - Listed at $159,900

Number of Townhomes/Condos on the Market in Lincoln County:  20

Number of Townhomes/Condos Currently  Under Contract – Total – 5

Number Townhomes/Condos Sold Since 3/7/2009 – Total – 2

There is 5.7 Months of Inventory at the Rate these Townhomes/Condos are Selling Currently.

Well That Wraps it Up…I would say that we are still in a Buyer’s Market!  Don’t Shoot the Messenger!  Great Time to Buy!  Spring and Summer will Bring Good Things!

Don’t Forecast the NAR Forecasts a 1% Increase Over Last Year’s Sales!

Lincoln Country Club

Have A Graduating Senior at one of Our Lincoln County High Schools, Love to Play Golf or Just Love to Participate in a Good Cause?

Join us for the Lincoln County Board of Realtor’s 10th Annual Golf Tournament!  All proceeds benefit the LCBR Scholarship Fund.  The Tournament will be held on May 8, 2009 at the Lincoln Country Club.  The Lincoln Country Club is located at 2052 Country Club Road in Lincolnton NC.  Registration and Lunch Start at 11:30 AM. 

The Cost is $60 per player.  This fee includes lunch, green fees, cart rentals, door prizes, goodie bags and more.

• Shot Gun Start at 1:00 PM
• Catered by Cedar Creek Catering
• Get a Hole In One and Win a New Car
• Captains Choice Format
• Singles Welcome

Prizes:

• 1st Place Team – $500
• 2nd Place Team – $300
• 3rd Place Team – $200
• 4 – $50 Special Prizes

The Lincoln County Board of Realtors Scholarship is open to any Senior who is currently graduating from High School in Lincoln County, who expects to enroll in an accredited four year institution of higher learning next fall, and who meets the eligibility requirements.  The Scholarship is a one-time Scholarship, non-renewable in the amount of $1000 payable in the second semester of the Freshmen year.

For more information about the Club and Course, visit:  http://www.LincolnCountryClub.net

For Tournament Sign Up Information or Scholarship Sign Up Information, please contact me at (980) 722-4971 or e-mail me at michelle@c21hecht.com.